01353 666895

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68 St Mary's Street
Ely - CB7 4HH

0% Finance

Spread the cost of dental treatment with interest free credit

Finance options are available for our patients considering advanced or extensive dental treatments. It allows you to spread the cost of your treatment over an agreed period that fits within your budget. Please see the table below for finance examples with payments spread from 6 to 36 monthly instalments:

Finance Examples

Treatment CostTerm (months)APRMonthly PaymentTotal Payment
£120060%£200£1200
£3000120%£200£3000
£2000247.9%£90.12£2162.87
£3000367.9%£93.50£3366.03

Which treatments qualify for 0% Finance?

For dental treatment above £900, you will be able to apply for finance. You will also need to be over the age of 18, but not necessarily a current patient at the practice. For treatment under £2000, interest-free options are up to 9 months only.

How much can I borrow?

Options are available to typically, borrow between £900 to £20,000 subject to a credit application. A decision on the loan being approved is usually made at the time of application. Once an application is approved you can commence treatment once the 14 days cooling off period has elapsed.

How do I repay the dental loan?

As with most other credit agreements, your dental treatment will be paid off in affordable monthly instalments which are collected by Direct Debit through the finance company.

How much interest will I pay?

Paying off your treatment over 12 months or less, you simply pay for your treatment and nothing else. 0% finance is just that – pay no interest on the loan amount. With no deposit required, your total treatment cost is simply divided over the number of months you wish to pay it off.

For a credit term in excess of 12 months, please see our repayment table above or speak to our Business Manager.

Can I use finance for more than one dental treatment?

Yes, you may apply for finance for any treatment over £900.

What if my treatment changes and is more than or less than the original finance amount?

If your treatment is less than the finance you have borrowed, then you will be refunded the difference. If the value of your treatment increases, then you may apply for an additional facility.

Please note

  • There may be fees payable to the practice upfront for examination, planning or preparatory procedures before a loan for treatment can be applied for. You will be advised of all fees and payment terms before any treatment is provided.
  • Loans are subject to status and terms and conditions apply.
  • We require a definite treatment plan and estimate of costs before finance applications can be processed.
  • Finance must be approved and a 14-day cooling off period elapsed before treatment commences.
  • Finance must be arranged in advance of treatment commencing.
  • 0% Finance is not available with any other discounts.

How do I apply for a dental loan?

Once you have discussed and agreed treatment with your dentist we usually arrange for the application to be sent to you via an email link for you to complete online at home in your own time, or you can make an appointment to come and apply at the practice with our Business Manager.

Once approved and processed, you will receive written confirmation from the credit provider, we can then commence the treatment.

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  Get in contact

01353 666895   |   enquiries@enhancedentalspa.co.uk

68 St Mary's Street, Ely, Cambridgeshire, CB7 4HH
There is limited parking at the practice & several free car parks nearby.


  Opening Hours

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